When you take a loan, and you have to pay back more than you took, what do you call that extra money you pay?
Featured Article: Coming your way (like it or not) Digital Savings Groups
It's time to set aside everything you know about Savings Group bookkeeping, security, procedures and cash management. Open your mind VERY wide while you read this article.
Banked SG members
Are you in a Savings Group at the same time you have a bank account? Please let us know why!
Wacky Share-outs
Because Savings Groups are made up of real people, they may not compute the t share out the way our models tell us they should...
Featured Article: Rewriting the rulebook - Making SGs work better for their members
Can savings groups help their members ride out shocks? Yes, a little. But they could be doing a lot better.
Analog Groups - Going the Way of the Dodo?
If we are to believe the investment itch to fund all things digital, savings groups go the way of vacuum tubes.
Let's Save Africa!
We came across this clever video on Duncan Green’s excellent Poverty to Power blog.
Featured article: Video Training!
This month's featured article is on using video to train Savings Groups. Yes, it's time to do that.
Return to 'Tool vs. Machine'
I was reading Paul’s blog post Tool vs. the Machine and had a few thoughts.
The Oldest Group in the World
Okay, this is NOT the oldest group in the world. But it's good to see a group that is eight years old, in its 16th cycle, and still going strong.
The First Five Minutes
People believe what you say, especially the very first thing you say...
Bitcoin Bites Back
In an earlier post, I tried, without success, to use bitcoin. Prior to writing that post, I was a believer in this new counterculture currency.
How it All Began...
GODIAMU’s staff include women who were there in the very first days of MMD - I felt honored to be in their presence!
Bit Coin - A New Guest at the Roach Motel
Inclusionistas rest assured. You don’t need to know too much about bitcoin to know that it is not a financial inclusion option.
Why I don't share in the enthusiasm for "Financial Inclusion"
Some folks thinks there is nothing controversial about Financial Inclusion. Banks don't hurt people, do they?
What we need to ask about micro-insurance
Micro-insurance is great, but what does it cost?
Ten Things I Used to Know about Savings Groups
I was so much older then, I'm younger than that now.
Community Based Approaches to MF and Livelihoods
Here's a Facebook page I'm happy to recommend...
And Micah begat Phillip, and Phillip begat Salome...
Here's what I love about CRS's PSP model, and - at the very end - a few reservations...
Tool vs. Machine
The essence of Savings Groups is not bookkeeping. In fact, bookkeeping is kinda a drag for most people...