CRS has just published its first research paper, ‘Poverty Outreach in fee-for Service Savings Groups’, coming from their large-scale Randomized Control Trial. The key findings were that their SILC groups are indeed reaching the very poor, and that is so both if the community has to pay for services (PSP approach) or not (FA approach).
It shows that market-based delivery systems can reach poor people at scale.
The market-based PSP delivery channel has allowed CRS to drastically reduce the costs of going to scale and CRS had the lowest cost per member within the industry as measured on SAVIX ($17.7 cost/member - Ref. SAVIX database, September 30, 2011).